Articles tagged with 'Legal expenses insurance'

Getting to know you better…

on 31 August, 2010 Comments Off on Getting to know you better… -


Now we take a closer look at Jason Cobine and Cobine Carmelson, CoreLegal’s legal insurance experts. In addition to blogs and hot topics, the CoreLegal website will be providing an in-depth look at each one of its service providers.  There will be information about the people, a few questions, a few top tips and new products and surprisingly inventive promotions.


About Cobine Carmelson

Not just Insurance – Reassurance

Cobine Carmelson provide an Independent safe pair of hands using a unique approach to help solicitors and their clients with insurance that does what they want it to. By determining exactly what is required they ensure you avoid insurance disputes that affect income, assets or reputation. Services include finding the right protection and managing all claims through to conclusion. All client concerns are addressed personally. Here are some of the insurances they are asked to find:

  • Solicitors Indemnity
  • Litigation Expenses
  • Legal Defence costs
  • Compensation Awards
  • Intellectual property protection
  • Asset protection
  • Property Damage
  • Loss of rent
  • Loss of income


Typically, the people we have helped had already investigated insurance yet were not 100% certain it was a good fit. Others were concerned that their current supplier may not be working hard enough. Whilst we’d love to help everybody, naturally, what we do is not for everyone. We start the ball rolling with a free initial telephone consultation to ascertain if anything we do will provide any benefit.


About Jason

‘Insurance companies provide insurance – my role is not provide reassurance that it’s the right thing and prove it by seeing claims through to a fair settlement.’


I’m Jason Cobine, founder of Cobine Carmelson, an independent Insurance Broker helping law firms who want to make sure they have the right cover or add high quality insurance services to the service they already offer to their clients. In the past I worked with local, national and international brokers and helped many solicitors secure cover that does what they want.


I am a member of the Institute of Insurance Brokers with over 21 years experience as an insurance broker. I was probably London's last teaboy. I’m also a keen networker which means I have a huge resource of experts to help my clients with issues that crop up when we are making sure they can meet the terms and conditions applied by any insurance company we recommend.


Taking questions…


What’s the biggest challenge you’ve seen a solicitor face?  Indemnity Insurance has become hard to find meaning the dreaded ARP is a real concern. Litigation Expenses insurance has been termed as a “minefield” of terms and conditions by those that requested our help.

What made you join Core Legal? I am delighted to be working with others who can provide “best of breed” services to friends and clients. Word of mouth introductions are important to my business and my clients. 

What’s it like to work with solicitors? They are very careful and understand that the devil is in the detail. Insurance is a contract and solicitors understand the need to get it right. It’s a trust relationship rather than transactional. 

How have you overcome any obstacles that you faced? 

Always having the end result in mind – with insurance that means getting claims paid. That is achieved by matching the concerns of the client with the policies that are available.


Jason’s Top Tips


  • Keep asking your supplier why?: There are reasons why insurance companies refuse applications for insurance or decline or reduce claims. 
  • Don’t just consider price! When insurance is offered to you make a call to the claims department. If they don’t offer the service you expect to receive when you most need them your investment is wasted.
  • Review your risks: Steady reduction of risks to your operation will ensure the terms and conditions applied by insurance companies improve over time.


What’s New from Cobine Carmelson?


Cobine Carmelson have built relationships with experts in insurance risk reduction for law firms. It helps secure the best terms. A free consultation is available for those we think we can help. Call 0207 371 2812 for details.

We also like to be inventive. The first 10 law firms that request assistance will also receive a free business networking consultation for themselves or a client of their choice. This is followed by a bespoke 1 hour workshop designed to help generate profitable introductions from networking effectively:

Choose from one of the following:

  • I want to develop IMMEDIATE INTEREST in my firm when networking
  • I want to be introduced to my TARGET CLIENTS
  • I want my firm to be seen as GREAT networkers
  • I want my STAFF to generate introductions
  • I want a network of INTRODUCERS
  • I don’t want to miss OPPORTUNITIES when networking
  • I don’t want to be seen as selling and damage my BRAND
  • I don’t want to waste TIME and MONEY at networking events


‘I was impressed by Jason's expert and broad knowledge of the insurance industry. These, together with his incredible networking skills, make him a very impressive operator indeed.” Piers Strickland, Partner, STRICKLAND LLP

Book a 15 minute telephone appointment to find out if anything we do will benefit you, on a no commitment basis. If you decide to proceed, we will work out the next step together.


To find out more about how we can help your law firm call 0207 371 2812 or Jason on 07817 252226 for an exploratory chat.


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Article Categories: Hot Topics
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Litigation Expenses Insurance – Before or After?

on 26 July, 2010 Comments Off on Litigation Expenses Insurance – Before or After? -

Insurance for legal expenses has evolved along with CFA’s. Client’s may prefer the new “hybrid” offerings that allow them to pay later. Timing is of the essence and there are ways to attract the most favourable rates.

Insurance as an investment

Appropriate policies are an investment if set up correctly. Some insurance companies will accept payment of the premium after the case is concluded and they have a variety of ways to ensure that it is paid. Typically, client’s that have already assessed they have a good chance of winning the case before approaching the insurance market receive the best terms.

Article Categories: Legal Insurance,Litigation Expense,Solicitors insurance
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